Does Icon Roofing offer roof financing?
Yes. Icon Roofing partners with Wisetack so you can pay for a roof repair or replacement over time instead of all at once. You can prequalify online in about one minute, and checking your options does not affect your credit score. All financing is subject to credit approval, and your terms may vary.
A damaged roof rarely shows up on schedule. A monsoon storm can lift shingles in August, or a leak can show up over the living room after the first big rain. Either way, the bill arrives before you planned for it. Financing lets you fix the problem now and pay it off over time.
Financing is available when Icon Roofing installs, repairs or replaces the roof on a home, townhome, condominium, multi-family building or apartment complex. That covers everything in the roof repair work Icon Roofing offers lineup, a complete roof replacement and work for apartment and multi-family properties.
What are the Wisetack financing terms?
Wisetack says you can finance roofing projects up to $25,000, with terms from 3 to 60 months and APRs from 0% to 35.9% based on creditworthiness. Wisetack also says there are no hidden fees and no compounding interest. All financing is subject to credit approval, and the terms you are offered may vary.
| Detail | What Wisetack says |
|---|---|
| Amount | Up to $25,000 |
| Term length | 3 to 60 months |
| APR | 0% to 35.9%, based on creditworthiness |
| Fees | No hidden fees, compounding interest or participation fees |
| Prequalifying | Does not affect your credit score |
Wisetack gives this example: a $1,200 purchase could cost $104.89 a month for 12 months at an 8.9% APR, or $400 a month for 3 months at a 0% APR. Payment options through Wisetack are provided by its lending partners. Wisetack lists its additional terms in the FAQ section of its website.
How does roof financing work with Icon Roofing?
Roof financing with Icon Roofing works in three steps. First, get an estimate so you know what the project will cost. Second, prequalify with Wisetack online, which takes about a minute. Third, review your offers, accept the one that fits your budget and schedule the work with Icon Roofing.
Getting the estimate first matters. You want to apply for an amount that matches the real scope of the job. An in-person roof inspection gives you photos of the roof, a recommendation and an estimate. If you just want a rough number to start, the roof cost estimator gives you a planning range in a few minutes.
What should you check before you accept a financing offer?
Before you accept a financing offer, check four things: the APR, the length of the term, the monthly payment and the total amount you will pay over the life of the loan. Compare at least two term lengths if you are offered them. A lower monthly payment over a longer term usually costs more in total.
Also confirm that the amount matches your written proposal from Icon Roofing. If your roof advisor finds more damage once the old roof comes off, such as rotted decking, ask how that change is handled before work continues. Icon Roofing is the roofer, not the lender, so questions about your loan terms go to Wisetack.
If storm damage is part of the picture, check your homeowners policy first. Insurance may pay for some or all of the work. The step-by-step look at roof insurance claims explains how that process works, and financing can help cover your deductible or work the claim does not include.
How do you get started?
To get started, click the prequalify button on this page to check your Wisetack options, or call Icon Roofing at (480) 427-7600, Monday to Friday, 8:00am to 4:00pm. A roof advisor can schedule your inspection and answer questions about how financing fits your project.
You can also message the roofing team online and the team will follow up during business hours.
